Which welfare program was created as part of Welfare Reform Act of 1996?

Which welfare program was created as part of Welfare Reform Act of 1996?

• A. HMO
• B. Temporary Assistance for Needy Families (TANF)
• C. PACE
• D. CHIP

Answer: (B)

Welfare reform in 1996 introduced Temporary Assistance for Needy Families (TANF) as the new welfare program, replacing the old Aid to Families with Dependent Children (AFDC). The key shift was funding through block grants to states with mandatory work requirements, time limits, and penalties for noncompliance. This design emphasizes moving families from welfare to work and giving states flexibility to tailor programs within federal rules. TANF has four stated purposes: to provide assistance to needy families so children can be cared for in their homes, to promote work and self-sufficiency, to reduce reliance on welfare by encouraging job preparation and employment, and to prevent and reduce out-of-wedlock pregnancies while supporting two-parent families where possible. The other options are not welfare programs created in 1996: a health maintenance organization (HMO) is a type of managed care health plan, not a welfare program; PACE is a program offering comprehensive medical and social services for the elderly through Medicaid/Medicare; CHIP is a health coverage program for uninsured children established later under different legislation.

Welfare reform in 1996 introduced Temporary Assistance for Needy Families (TANF) as the new welfare program, replacing the old Aid to Families with Dependent Children (AFDC). The key shift was funding through block grants to states with mandatory work requirements, time limits, and penalties for noncompliance. This design emphasizes moving families from welfare to work and giving states flexibility to tailor programs within federal rules. TANF has four stated purposes: to provide assistance to needy families so children can be cared for in their homes, to promote work and self-sufficiency, to reduce reliance on welfare by encouraging job preparation and employment, and to prevent and reduce out-of-wedlock pregnancies while supporting two-parent families where possible.

The other options are not welfare programs created in 1996: a health maintenance organization (HMO) is a type of managed care health plan, not a welfare program; PACE is a program offering comprehensive medical and social services for the elderly through Medicaid/Medicare; CHIP is a health coverage program for uninsured children established later under different legislation.